4/10 (四)15:30~17:30
地點:新竹清華大學人社院A202演講廳
放映影片:卡到啦!
台灣 / 2007 / 導演:林宏杰
主辦:
財團法人蔣見美文教基金會
CNEX基金會
清大亞太/文化研究室
與談者:
夏傳位
曾任職財經雜誌記者,現從事金融業工會運動。著有《塑膠鴉片》(二○○七,行人)、《禿鷹的晚餐》(二○○五,銀行員工會全國聯合會)、《銀行員的異想世界》(二○○三,勞工陣線),譯有《女性主義思想》(一九九七,巨流圖書)等。
《塑膠鴉片》為夏傳位繼《禿鷹的晚餐》的最新力作,延續上一本對金融業的專業觀點與關懷,為我們提供深入雙卡問題內部的透視角度,作者更打開視野,全盤檢視二次金改為銀行業帶來的消金效應。深與廣的交錯當中,雙卡風暴和台灣負債危機兩者之間的關係一覽無遺。
鄭聖勳
清大中文系博士生
影片介紹
卡到啦! Card Boom
台灣Taiwan / 2007 / 25 min / 導演Director:林宏杰 LIN Hung-Chieh
製片:鄭海伯
顧問:周兵
攝影師:林宏杰、鄭海伯
錄音師:夏百豪
用兩種極端的經濟個體的消費經歷,帶領觀眾一同探尋臺灣現有的信用卡現象:臺灣第一位申請破產成功的「卡奴」鄭三和,由一開始的莫名其妙負債,到驚覺自己已欠下百萬債務,銀行的催繳與財務公司以威脅恐嚇的方法討債,令鄭三和從此墜入以卡養卡的無間地獄;臺灣第一位成功以紅利積點從銀行身上獲利的「卡神」楊蕙如,以銀行紅利的漏洞,成功地串連親友集中刷卡購買機票或購物台商品,再以網拍賺取差額,倒賺銀行上百萬,後被銀行停止信用卡使用。同樣有過切身之痛的楊蕙如勸卡奴們要面對現實:「趕快把卡剪掉吧!因為這個利息太重了,也不要想再借什麼現金卡來還卡債,那只會讓自己愈陷愈深而已。」
The film traces the consumption experiences of two extreme individuals, and takes the audience on a tour to explore the credit card phenomena in Taiwan: ZHENG San-he, the first Taiwanese “card slave” to successfully apply for bankruptcy. Not realizing what he had gotten into at first, ZHENG was startled to find himself owing millions of Taiwan Dollars (TWD). Pressure from banks and threats from asset management companies forced ZHENG into the vicious circle of sustaining one card with another; YANG Hui-ru, the first Taiwanese “card legend” who made a killing from a loophole in the credit card point program. YANG, with help from relatives and friends, took advantage of the loophole and accumulated huge amount of points through pooling together airline and consumer goods purchases. She then sold the points through online auctions. She earned over one million TWD before her card was canceled by the bank.Speaking from her own experiences, YANG Hui-ru advised card slaves to face reality: “Cut up the cards as soon as possible. The interest rate is too heavy. And don’t you think of paying back debt with more cards. It will only make yourself fall even deeper.”
導演簡介 About the Director
林宏杰,資深影像工作者。擅長以鏡頭表現出戲劇節奏,因此作品多能出現日劇般的節奏與運鏡。2006年以《偵探物語》入圍金鐘獎最佳導演。
紀錄片代表作品 Filmography
《我們一起走走看》
《黎美光的舞蹈公演》
《結婚進行式》
《Danny and Bonnie》
《恒春民謠》